While the minimum holding period for LTCG taxation has now been lowered, the tax outgo could be a bit higher under the new structure.
'What we need to watch is how Saudi Arabia's financial assistance will be used by Pakistan. If the funds go to build their military hardware and operations, it should worry us.'
'If rate cuts happen, bond yields will come down and investors will make mark-to-market capital gains on them.'
Ask rediffGURU and PF expert Milind Vadjikar your insurance, stocks, mutual fund and personal finance-related questions.
rediffGURU Jinal Mehta answers readers' financial planning and health insurance queries
By pausing to ask, 'Do I really need this?' you create space for more intentional financial decisions.
rediffGURU Dev Ashish answers your personal finance and mutual fund queries.
The tax department has created many circular traps -- flawed reporting formats, penalties for those who point out the flaws, and faceless assessors with no accountability. The result: Millions of taxpayers face needless harassment and procedural dead ends, highlights Harsh Roongta.
Younger people, who usually have a longer investment horizon which allows them to handle the interim volatility, may go for them.
Investors should view the increase in the LTCG tax rate in conjunction with the increase in capital gains exemption from Rs 1 lakh to Rs 1.25 lakh, which will provide some relief.
If a fund manager moves on to another fund or resigns from the concerned asset management company, is that a sign to sell your holdings in the fund or discontinue your SIP? Read on...
Reliance Group Chairman Anil Ambani on Tuesday appeared before the Enforcement Directorate here for questioning in a money laundering case linked to alleged multiple bank loan fraud cases worth crores of rupees against his group companies, official sources said.
Many affluent young people are first-generation wealthy. They have limited financial literacy, lack quality financial guidance or role models, and often fall prey to mis-selling. This makes them hesitant to invest in high-return assets like equities.
Ask rediffGURU and PF expert Milind Vadjikar your insurance, stocks, mutual fund and personal finance-related questions.
Quant funds are a unique offering in the MF space as the investment decisions are driven by a blend of active and passive strategies.
'Reduce your equity allocation, put that allocation into gold and fixed income.'
FMPs remain an option for investors who believe interest rates could head downward over time and wish to lock in the current rates. TMFs have very low expense ratios, which makes them cost-efficient.
Ask rediffGURU and tax expert Mihir Tanna your income tax-related questions.
Systematic Withdrawal Plan, or SWP, can help you achieve your financial goals. Ramalingam Kalirajan's step-by-step guide on how to effectively use an SWP.
The Enforcement Directorate has summoned Reliance Group Chairman Anil Ambani for questioning in a money laundering case linked to alleged bank loan fraud.
Investors must appreciate that although they are investing with the Indian fund house, there is an onus on the latter to identify the right global fund.
The average ticket size for a systematic investment plan (SIP) is edging up, even as the pace of new account openings remains strong. SIP ticket sizes had been shrinking in recent years, as mutual fund (MF) penetration grew. However, the average ticket size has started to climb again after a steep drop in the post-pandemic period, as the industry has doubled its investor base in the past four years.
Only investors who understand the significance of ESG investing should enter these funds for the long term, advises Sarbajeet K Sen.
'If gold's recent surge has increased its allocation beyond 15 per cent in your portfolio, now may be a good time to rebalance.'
'From a risk-return perspective, large-cap funds may generate lower-than-historical average returns in 2024, whereas mid-, and small-cap funds hardly have any upside left.'
'While investing in a silver ETF, one should be aware that it has historically exhibited higher price volatility than gold.'
Gripped with fear as an investor following a 12 per cent market fall? Here's Radhika Gupta's advice to investors.
Valuations at current levels have historically corresponded single-digit returns.
'Tax rate and stock markets are entirely two different things.'
'Investors who remain calm, consistent, and disciplined through short-term volatility are usually the ones who benefit most in the long run.'
Equity mutual funds (MFs) capped a strong 2024 with near-record inflows in December. With net inflows of Rs 41,156 crore in December, the 2024 tally surged to Rs 3.9 trillion, up 144 per cent compared to 2023. The December tally, which was only slightly short of the record-high inflows of Rs 41,887 crore achieved in October 2024, was fuelled by record inflows of Rs 9,761 crore into small-cap and mid-cap funds.
'They can transition from short to long-duration funds when the yield curve normalises.'
Investment guru and mutual fund expert Ashok Kumar, answers all your MF related queries.
rediffGURU Dev Ashish answers your personal finance and mutual fund queries.
Stopping SIPs during a downturn undermines the benefit of rupee-cost averaging.
At least a dozen mutual funds have started schemes to invest Indian money in mutual funds abroad. Here's the why and how of investing in such funds.
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